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Looking to upgrade, but bought new last year.

Ismael Breton

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Well guys, I'm seriously thinking about selling my 2017 AR 190 and moving on to a 21 footer. Wife is pregnant with our 3rd child (this wasn't the case when I bought) and my almost 8 and 6 year old are quickly outgrowing this boat. My problem is I don't want to be upside down. I'm simply interested in paying it off. I owe exactly $27,700. Is this a realistic asking price based on what you're seeing private party...or should I quit dreaming?
 

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NewBoater

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I would think you should be able to sell it fairly close to that. Might lose just a little? See if the dealer will help you out and offer a fair trade or lower cost of new one to make up for it or maybe they will sell your boat for you.
 

MattFX4

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Better go ahead and get in the 24' so you aren't going through this again in another year or two. It's just my wife, my 3 year old, and myself and love the space of the 24 footer.
 
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Ismael Breton

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Better go ahead and get in the 24' so you aren't going through this again in another year or two. It's just my wife, my 3 year old, and myself and love the space of the 24 footer.
Good point. I would if I had the room for it. 21' is as big as I can fit in the garage...
 
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adrianp89

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I am happy with my 210, I don't have the urge to go bigger. If anything I would probably upgrade to a 212X if the opportunity presented it's self.
 

NewBoater

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I have loved my 21 footer also. We have a 2015 SX210. It’s a great size for the family. Love that the 21 footer fits in the garage though for winter and a 24 footer definitely would not. Over the next few years we will probably get a 242 limited SE black and red with the solar panels though. Just need to find the right deal on one. As we are having a lift put it in the backyard but I will sure miss having it garage kept!

Don’t feel like you have to go to the 24. There are three of us and we have taken out a family of four with no problems on the 21 footer. Seven of us total. Still room to spare.
 

MattFX4

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Good point. I would if I had the room for it. 21' is as big as I can fit in the garage...
Ahh don't blame you a bit. I wished I had the option to put mine in the garage sometimes. Instead I leave it in a covered wet slip on a lift. Good Luck!
 

robert843

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If you bought new can't you use the Yamaha play and trade program? If you trade up to a new Yamaha boat that program should cover any loss difference on trade in up to $5000.
 

NewBoater

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I thought with that program you had to have the boat five years?
 

Ismael Breton

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If you bought new can't you use the Yamaha play and trade program? If you trade up to a new Yamaha boat that program should cover any loss difference on trade in up to $5000.
Man that's news to me...If that's true I am in business. Wouldn't hurt to call Yammy.
 

haknslash

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Well in order to get be a part of the Yamaha Trade-In program you also had to have financed with them (Yamaha/Synchrony) using the highest available interest rate and the longest length loan (180 months IIRC). It was basically like a lease and you had to have signed up knowing you wanted the worst APR when you bought the boat.
 

robert843

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I thought with that program you had to have the boat five years?
You could be correct it's been years since asked a dealer about this program so I don't recall the details. I find interesting that Yamaha's site is no longer pushing this either I do not see it listed as a promo on there any more.
 

NewBoater

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You could be correct it's been years since asked a dealer about this program so I don't recall the details. I find interesting that Yamaha's site is no longer pushing this either I do not see it listed as a promo on there any more.
I think that option is gone for good
 

haknslash

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Yea I don't think I've seen it since 2016. They were still running it back when I bought my boat but I don't recall seeing it last year and it's not there this year. I went with a lower interest rate offer so I wouldn't qualify for the Trade-In program if it were offered today. I can't recall but I want to say that program was for 4.9% or maybe even higher.
 

Chadt4

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Build a bigger garage to store a 24'..... clearly this is the reasonable answer
 

Ronnie

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2 foot itis is like cancer, there is no cure, it just goes into remission sometimes. As a guy who started in a 15’ jet boat, before upgrading to a 20’, 23’ and currently a 24’ (actually 23’6”), trust me I know, it would have been a lot, a lot less expensive to buy my current boat first.
 

2kwik4u

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Well in order to get be a part of the Yamaha Trade-In program you also had to have financed with them (Yamaha/Synchrony) using the highest available interest rate and the longest length loan (180 months IIRC). It was basically like a lease and you had to have signed up knowing you wanted the worst APR when you bought the boat.
You also had to enroll in the program during purchase I believe. We briefly looked into it, but didn't like the terms or something. I forget what threw us off that path. Also had to have premium credit to qualify and our 775 wasn't high enough.
 
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