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Money Doesn’t Buy Happiness

Eric Ballard

Jet Boat Junkie
Messages
788
Ratings
898 23
Points
148
Location
Clayton, NC
Boat Make
Yamaha
Year
2016
Boat Model
SX
Boat Length
19
#1
“Money doesn’t buy happiness.” Uh, do you live in America? ‘Cause it buys a WaveRunner. Have you ever seen a sad person on a WaveRunner? Have you? Seriously, have you? Try to frown on a WaveRunner. You can’t!

--Daniel Tosh
 

captras

Jet Boat Junkie
Messages
721
Ratings
670 30
Points
128
Location
Lake Livingston, Texas
Boat Make
Yamaha
Year
2016
Boat Model
242 Limited S E-Series
Boat Length
24
#2
Money may not buy happiness....but it buys a lot of S*** that can make you happy!
 

Ronnie

Jetboaters Admiral
Messages
4,693
Ratings
3,578 62
Points
308
Location
SF Bay Area
Boat Make
Yamaha
Year
2010
Boat Model
Limited S
Boat Length
24
#4
I didn't take a selfie but I'm pretty sure the look on my face while being towed back on my broken Waverunner wasn't one of happieness.
 

Beachbummer

Jet Boat Junkie
Messages
1,314
Ratings
796 10
Points
148
Location
Houston TX
Boat Make
Yamaha
Year
2008
Boat Model
SX
Boat Length
23
#8
Money is like clean water or toilet paper. It's not enough to make you happy, but you will certainly be miserable without it.

The richest person doesn't have the most stuff, but needs the least. It's a state of mind. True riches are the ownership of ones time. The day I can boat the Caribbean without worry for money, or work, that's the day I'll be rich.
 

Peelz

Jet Boat Addict
Messages
339
Ratings
283 4
Points
113
Location
SE IA
Boat Make
Glastron
Year
2004
Boat Model
SX
Boat Length
17
#10
“But it could buy me a boat, it could buy me a truck to pull it”, Chris Janson
https://g.co/kgs/9VUmNM

came here to post this.

Maybe this should be titled "DEBT" doesn't buy happiness!

Meh Ive come out of my credit union office smiling more times than I care to admit LOL 4 wheelers. Motorcycles, boats. cars..... :) the smile just gets bigger when you clear that debt...
 

txav8r

Jetboaters Admiral
Staff member
Administrator
Messages
6,587
Ratings
3,175 27
Points
363
Location
Lake Ray Roberts, Texas
Boat Make
Boatless
Year
NA
Boat Model
Other
Boat Length
NA
#11
Life changes, and your priorities change with it. While we all want to create memories with our kids and extended family and friends, life changes.

When you get s few years from retirement, you will start looking at your wealth, or lack there of, and try to put together the finances in your remaining years of work, what would have been simpler during your working years.

For us, shrinking, downsizing, and paycuts, finally gave way to restoration of benefits and pay. Getting the kids out of college and off the tit so to speak, will help you redirect your funds to actually fund your own support, where you were just playing with the idea before.

I retire in 3 years and 6 days. The house will be paid for in 2 year 2 months, and the motorhome will he paid for in 1 year 11 months. We will have no outstanding debt going into our last year of work before we retire, and will stockpile all we were paying on the house and motorhome. Now, let me scare you...we paid double on our house the last 5 years and will continue the next two years. And that was after a 15 year refi at 2.75%. So our double payments will have paid it off in half...7 years. We have been maxing out the 401K and playing catch up since I was 55. So that is 24K a year. Add up the house (x2), the motorhome, and the 401K, and that paid will reduce my monthly expenditures by $6600/month. Also, no more paying life insurance, another $300/mo. And we saved $2k into normal savings each month to pay for cars/boats/etc. so that’s another $2k we don’t have to pay.

The point is, when you retire, the income stream stops, so the debt has to stop. Or you better be able to afford your debt with your “fixed” retirement income. How much per month will your retirement provide you? I say that tongue and cheek following a 10% reduction in the market.

Gents/ladies, I’m not half done enjoying my life. I may have to get another boat pretty soon, may not be what you or I expected, but we need to feel alive. Be sure while your enjoying your life today, you provide enough for tomorrow, those are the most important years you will have on this earth. It is those years you can be self sufficient...or a burden to your children.
 
Last edited:

Liveto99

Well-Known Member
Messages
398
Ratings
259 5
Points
63
Location
New York Hudson Valley
Boat Make
Yamaha
Year
2018
Boat Model
FSH Sport
Boat Length
21
#12
Plenty of people die with money in the bank. Y?
How great would it be to know when you were going to go?
Are u happy when a health and fitness nut dies jogging in his 40s? I am better odds for my bacon loving self.
I would rather have a healthy kid and live in a trailer with a row boat in the yard, than have a permanently sick child and live in a mansion with a big boat docked out back.
Health is wealth.
 

Sbrown

Jet Boat Addict
Messages
658
Ratings
693 3
Points
113
Location
Easton, Pa
Boat Make
Yamaha
Year
2017
Boat Model
AR
Boat Length
24
#13
True riches are the ownership of ones time.
And so many people miss this fact. Time is the only commodity you can't get more of and should be your most highly valued asset.
 
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