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Boat Lift Insurance, Who Covers Them?

Nakk

Jet Boat Junkie
Messages
161
Reaction score
219
Points
132
Location
Camas, WA
Boat Make
Yamaha
Year
2017
Boat Model
AR
Boat Length
24
I'm having trouble finding someone to insure my floating boat lift. Does anyone have coverage that you recommend? Thanks!!
 
Is it installed at a marina or at your house? If it's at your house, it should be covered under your house/ general property insurance. Check with your broker.

Are you concerned about theft? Again, check your homeowner's policy. It probably has a clause covering theft of personal property even if it's not stored at home.

Depending on the policy covering your boat, it might also be possible to have a rider for the dock/lift.
 
Last edited:
It's a floating lift at the Marina. It's like a boat itself, it just ties up to the dock. You drive on and lift the boat out of the water.

My boat insurance is through Ski Safe, and they don't/won't cover a lift. Ditto for USAA, my home owner's insurance.
 
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