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Insurance Cost 2020 19 Footer

jdkaeser

Jet Boat Junkie
Messages
278
Reaction score
350
Points
147
Location
Cincinnati, OH
Boat Make
Yamaha
Year
2020
Boat Model
195S
Boat Length
19
Just curious what people are paying for insurance on a newer 19 footer? I have Allstate and it is costing me $400 a year for the both the boat and trailer with a $500 deductible in Ohio for a 2020 195S. Just wondering what others are paying and with what companies? Also, if anyone has Allstate and has had to make a claim on their boat and you had any issues. Or, if you have a company that you have had multiple claims with and they have always been great to deal with?
 
That's great. I'm paying 900 in Canada...
 
Just curious what people are paying for insurance on a newer 19 footer? I have Allstate and it is costing me $400 a year for the both the boat and trailer with a $500 deductible in Ohio for a 2020 195S. Just wondering what others are paying and with what companies? Also, if anyone has Allstate and has had to make a claim on their boat and you had any issues. Or, if you have a company that you have had multiple claims with and they have always been great to deal with?
Look through this, a few other threads with tons of quotes.
But that sounds like a fairly average deal.
 
run with it. over 1000 here in FL with State Farm NOT like a good neighbor, but i know they will be there. no questions asked. had 600 quote with gieco but unsure of some of their terms and conditions thats with 2021 195s full payback of sea tow boat and trailer with roadside
 
2017 Ar190 was $325 a year, 2020 212S is $675 a year Progressive thru USAA GA.
 
Just curious what people are paying for insurance on a newer 19 footer? I have Allstate and it is costing me $400 a year for the both the boat and trailer with a $500 deductible in Ohio for a 2020 195S. Just wondering what others are paying and with what companies? Also, if anyone has Allstate and has had to make a claim on their boat and you had any issues. Or, if you have a company that you have had multiple claims with and they have always been great to deal with?
@jdkaeser .....I pay $800 in Canada (so adjust -30% for dollar exchange). So that seems good. I an insured for 2 million 3rd part liability and two year replacement cost. My insurance gives one accident no ratings change.
 
$283 State Farm, 19 Sx190 30K stated value, $1000 deductible in North Carolina
 
I pay $382 per year through Progressive on my 2020 SX195. Agreed value of $33k
 
2018 SX195, NE Ohio $245 through BoatUS. Agreed value $35k. Diminishing deductible.
 
Last edited:
@Maccam26 .....we used to have State farm. They were excellent - rated as one of the best in North America. My costs were up a bit due to increasing my liability from 1 million to 2 million and a two year full cost (new) replacement coverage.
 
We pay $670 for a $1000 deductible in NY on a 2020 212s. This includes purchase price replacement coverage which is a little more than the lower options.
 
$451 annual w/ $1000 deductible here in Arkansas with Safeco on my 2020 195S.
 
BoatUS 2015 ar190

$217/year
Trailer and boat are Actual Cash Value replacement, $3,000 for towing/rental allotment, $500 deductible.
 
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