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What speakers came on the 2020 sx195? Are they the Polk DB652?
If they are the Polks, then you would be best served by putting a small amp on them, since the head unit just can't put out much power. Many people here recommend the Clarion XC2410 amp as an inexpensive option that works very well ($170). I don't have personal experience with it though.
I think the 19 footers have 5.25" speakers so probably the DB522? And I agree, adding an amp really wakes them up. I put an amp on the 652's in my boat and they pump nicely and have decent sound quality. I like them so much I'm adding another pair mid-cabin for more sound near the buckets.