Finally picking up our 2020 212s, a few questions

[EricE]

We're are finally scheduled to pickup out 212s on Friday and are pretty excited to finally be getting out boat that we bought in February.
We are getting 3.99% for 180 months and a 3 year YES warranty at no extra cost since that was the incentive when we 1st bought the boat.
The dealer is offering a total of 5 years of Warranty for $2000 more.

Does that seem like a good deal?, or should I just stick with the 3 year warranty?

I'm also currently looking at insurance. Any suggestions? I am getting quotes in the $600 range for coverage in NY. Seems reasonable and includes on the water help.

 

[Outnumbered212S]

We're are finally scheduled to pickup out 212s on Friday and are pretty excited to finally be getting out boat that we bought in February.
We are getting 3.99% for 180 months and a 3 year YES warranty at no extra cost since that was the incentive when we 1st bought the boat.
The dealer is offering a total of 5 years of Warranty for $2000 more.

Does that seem like a good deal?, or should I just stick with the 3 year warranty?

I'm also currently looking at insurance. Any suggestions? I am getting quotes in the $600 range for coverage in NY. Seems reasonable and includes on the water help.

I went with State Farm and I only paid $230 for the whole year. Value replacement (because my loan had gap) on boat and trailer. Indiana must be a lot cheaper. Liability insurance was only $80. But Yamaha gave me the requirements for their loan. Yamaha gave me 5 yrs and gap insurance

 

[Outnumbered212S]

Congrats. Just in time for the 4th

 

[Inthrustwetrust]

I did extra 2 years. Figured why not, it’s a extra couple bucks a month. I love my boat but I can tell after 2 months there are some areas where corners were cut for cost savings, it’s nice having some reassurance any major issues are going to be covered for awhile.

 

[EricE]

I went with State Farm and I only paid $230 for the whole year. Value replacement (because my loan had gap) on boat and trailer. Indiana must be a lot cheaper. Liability insurance was only $80. But Yamaha gave me the requirements for their loan. Yamaha gave me 5 yrs and gap insurance

That's pretty cheap, gieco (boatus) was cheaper ($500) but not that much cheaper. NY your is not cheap, I guess

 

[EricE]

I did extra 2 years. Figured why not, it’s a extra couple bucks a month. I love my boat but I can tell after 2 months there are some areas where corners were cut for cost savings, it’s nice having some reassurance any major issues are going to be covered for awhile.

I am leaning toward adding the extra 2 years. The NY season is pretty short and it would give us piece of mind.