How much do you pay for boat insurance?

[Brian_NY]

I have Travelers and bundle with home and auto. My boat runs around $360. If I put the boat in the Hudson River, I can not go south of the Tappan Zee Bridge.

 

[mraz72]

As others have said, the prices are all over the place due to many factors

I have geico and I pay 750 for

65k boat costs
Unlimiting on/off water towing
300k liability
2k trailer

 

[swatski]

We pay something like $640 with Geico (BoatUS).

With SkiSafe - the amount of "Boating Liability" coverage seems to be changing the equation/price. SkiSafe goes down to <$400 for Liability coverage of $25,000, if I raise it to $300,000 the insurance cost goes up to $600+, so similar to quotes from Geico for similar coverage (of $300,000 in Liability). Also, our Geico deductible is $500, SkiSafe $1,000.

$25,000 does not sound quite reassuring... But I don't really have any experience with those kinds of payouts and liability coverage (knock on wood).

All quotes (from Geico and SkiSafe) are for "Agreed Boat Value" of $50,000.

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