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How much do you pay for boat insurance?

Brian_NY

Jet Boat Addict
Messages
97
Reaction score
28
Points
97
Boat Make
Yamaha
Year
2022
Boat Model
252SD
Boat Length
25
I have Travelers and bundle with home and auto. My boat runs around $360. If I put the boat in the Hudson River, I can not go south of the Tappan Zee Bridge.
 

mraz72

Jet Boat Junkie
Messages
823
Reaction score
310
Points
147
Location
Rochester, NY
Boat Make
Yamaha
Year
2016
Boat Model
242X E-Series
Boat Length
24
As others have said, the prices are all over the place due to many factors

I have geico and I pay 750 for

65k boat costs
Unlimiting on/off water towing
300k liability
2k trailer
 

swatski

Jetboaters Fleet Admiral 1*
Messages
12,806
Reaction score
18,567
Points
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Location
North Caldwell, NJ
Boat Make
Yamaha
Year
2016
Boat Model
AR
Boat Length
24
We pay something like $640 with Geico (BoatUS).

With SkiSafe - the amount of "Boating Liability" coverage seems to be changing the equation/price. SkiSafe goes down to <$400 for Liability coverage of $25,000, if I raise it to $300,000 the insurance cost goes up to $600+, so similar to quotes from Geico for similar coverage (of $300,000 in Liability). Also, our Geico deductible is $500, SkiSafe $1,000.

$25,000 does not sound quite reassuring... But I don't really have any experience with those kinds of payouts and liability coverage (knock on wood).

All quotes (from Geico and SkiSafe) are for "Agreed Boat Value" of $50,000.

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