Preparing your boat for a hurricane?

[CraigAR]

I store my boat on a trailer in my yard and was thinking about getting 4 mobile home anchors and 2 large ratchet straps to stabilize my boat just in case Hurricane Irma decides to visit me here in Swfl. Ive been through hurricane Charley and you cannot predict exactly where the eyewall will make landfall until it's too late. On the Brightside, when we bought our 17' ar240 3 months back we went with marine underwriters insurance and paid a little more upfront to cover a full $60,000 replacement. What is everyone's thoughts about securing their boat for a hurricane?

 

[DieselCamel]

this is exactly what i plan to do. But i plan to take it inland a little to Myakka City.

 

[druppert]

We're monitoring the situation in Tampa & plan to take it with us if we have to evacuate. If we're displaced we'll have some entertainment & it will limit the number of deductibles we have to pay.

However, that get me thinking. In a hurricane are vehicles (including boats) in the garage included in the homeowners claim or are they still subject to their individual policy?

 

[CraigAR]

We're monitoring the situation in Tampa & plan to take it with us if we have to evacuate. If we're displaced we'll have some entertainment & it will limit the number of deductibles we have to pay.

However, that get me thinking. In a hurricane are vehicles (including boats) in the garage included in the homeowners claim or are they still subject to their individual policy?

Most likely your boat in the garage is not covered under your home owners policy because it is a recreational vehicle. I just checked our boats insurance policy and it is covered for total loss under a named storm we just have to pay a $600 deductible.

 

[Kazz]

I am Fort Lauderdale and have my boat in my yard on the trailer. I have ratchet straps which I will use to strap th boat to the trailer and other straps to strap the trailer to helical screws in the ground. Any ideas for windshield protection? Lots of trees in the area which may contribute to flying debris.

 

[McMark]

Is it possible to put the boat in between yours and your neighbors house to shield it? The biggest problem will be flying debris. During Mathew, the marina around the corner (that has a fleet of jet boats and jet skis) pulled everything they had trailers for and put in the Church parking lot across the street. The rest he put 3 batteries in each boat, ran them as far up on the bank of the Halifax as he could, then tied them to a tree. No vessels were lost and when the storm was over he gathered up everything and put back in the water once it was safe to do so.

Much mojo to those dealing with this.

 

[adrianp89]

I store my boat on a trailer in my yard and was thinking about getting 4 mobile home anchors and 2 large ratchet straps to stabilize my boat just in case Hurricane Irma decides to visit me here in Swfl. Ive been through hurricane Charley and you cannot predict exactly where the eyewall will make landfall until it's too late. On the Brightside, when we bought our 17' ar240 3 months back we went with marine underwriters insurance and paid a little more upfront to cover a full $60,000 replacement. What is everyone's thoughts about securing their boat for a hurricane?

Great idea - I am prepping for a CAT5 hit.... hopefully the gulf stream pushes the storm out of Tampa Bay.

 

[Wr3ckdiver]

I'm just getting out of the path, no sense worrying about it...... just leaving with the boat in tow

 

[ClemsonTiger]

You said you have insurance...why spend any money securing it from moving when it is still possible to be damaged without moving...

The question was answered once insurance was stated IMO

 

[Wr3ckdiver]

can still drive 500 or more miles in a day if I can get out SoFlo

 

[CraigAR]

You said you have insurance...why spend any money securing it from moving when it is still possible to be damaged without moving...

The question was answered once insurance was stated IMO

If i can secure the boat from taking damage or causing damage, im sure going to try regaurdless if my insurance covers it or not. Cost me $60 in material, $40 for 4' ground anchors and $20 for the straps. If it works great, i wont have to deal with the 5k-6k in upgrades thats in the boat. If not, well then ill let insurance take over. Im not the type that just says F-it i got insurance. To all those in Irma's path like me, god bless and stay safe. Make sure you have plenty of water and hygiene products, everything out in your yard that can fly away picked up. Also make sure your ac unit is attached to your concrete slab and not just sitting on it.

 

[Zonie]

We're monitoring the situation in Tampa & plan to take it with us if we have to evacuate. If we're displaced we'll have some entertainment & it will limit the number of deductibles we have to pay.

However, that get me thinking. In a hurricane are vehicles (including boats) in the garage included in the homeowners claim or are they still subject to their individual policy?

Vehicles, including boats and RVs, are not covered under your homeowner's policy. Some parts may be if they are not attached to the vehicle and are stored in your garage. (Example - If your bimini was removed and stored in your garage or a set of snow tires.)

 

[jcyamaharider]

I sure have the southern jetboaters ( and non jetboaters ) in my thoughts right now. I hope everything turns out ok and everyone stays safe!