HangOutdoors
Jetboaters Admiral
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- Location
- Royal Oak, MI
- Boat Make
- Yamaha
- Year
- 2020
- Boat Model
- AR
- Boat Length
- 21
Locally I am seeing 2.49% - 3.99% on 180 month boat loans at Credit Unions.
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Purchase Agreement for 255 XE
- Thread starter crains
- Start date
Taylorman
Jet Boat Addict
- Messages
- 177
- Reaction score
- 163
- Points
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- Boat Make
- Regal
- Year
- 2022
- Boat Model
- LS
- Boat Length
- 22
Do you have the names of those Credit Unions?
I haven’t seen many, if any, willing to keep rates that low at 180 months. They advertise the low rate and potential to go up to 180 months but when I look at the full rate chart the 180 month minimum rates are usual around 5% and over. That’s just looking online though. That info may not be up to date. Not sure I’d want a loan that long but if I was offered 2.49% I’d definitely consider it. I can always pay more than the minimum due.
HangOutdoors
Jetboaters Admiral
- Messages
- 7,303
- Reaction score
- 8,427
- Points
- 492
- Location
- Royal Oak, MI
- Boat Make
- Yamaha
- Year
- 2020
- Boat Model
- AR
- Boat Length
- 21
Alliance Catholic Credit Union (allianceccu.com)
Michigan Schools & Government Credit Union | MSGCU Banking & Loans
I was looking around before Christmas seeing what was available, before I cancelled my Used 25' FSH purchase. I would call though any lenders to get accurate quotes.
Looks like rates are on the rise. Trend will be going higher this year, probably significantly. Should impact boat purchases, especially the bigger sticker ones.
Michigan Schools & Government Credit Union | MSGCU Banking & Loans
I was looking around before Christmas seeing what was available, before I cancelled my Used 25' FSH purchase. I would call though any lenders to get accurate quotes.
Looks like rates are on the rise. Trend will be going higher this year, probably significantly. Should impact boat purchases, especially the bigger sticker ones.
Taylorman
Jet Boat Addict
- Messages
- 177
- Reaction score
- 163
- Points
- 92
- Boat Make
- Regal
- Year
- 2022
- Boat Model
- LS
- Boat Length
- 22
Thanks. They do list good rates. I’m concerned about rising rates. My boat could arrive anywhere from March to June.
HangOutdoors
Jetboaters Admiral
- Messages
- 7,303
- Reaction score
- 8,427
- Points
- 492
- Location
- Royal Oak, MI
- Boat Make
- Yamaha
- Year
- 2020
- Boat Model
- AR
- Boat Length
- 21
Wish they could give you HID number ahead of time or while it was in the process.
If you have a home with equity, a HELOC would be ideal write now at the current rates. And especially as they rise.
If you have a home with equity, a HELOC would be ideal write now at the current rates. And especially as they rise.
Taylorman
Jet Boat Addict
- Messages
- 177
- Reaction score
- 163
- Points
- 92
- Boat Make
- Regal
- Year
- 2022
- Boat Model
- LS
- Boat Length
- 22
That would be nice. We’ll see how it plays out.
TX_Mercenary
Well-Known Member
- Messages
- 129
- Reaction score
- 89
- Points
- 57
- Location
- DFW, TX
- Boat Make
- Yamaha
- Year
- 2022
- Boat Model
- 255XE
- Boat Length
- 25
whoa i bought my 2022 255xe from them too! still waiting on for them to fix my boat. there was damage during shipping on the rubber and chrome side lining
crains
Jet Boat Addict
- Messages
- 54
- Reaction score
- 51
- Points
- 87
- Boat Make
- Yamaha
- Year
- 2022
- Boat Model
- 255XE
- Boat Length
- 25
Sorry to hear that! We were very lucky, zero damage. Or they were lucky it was 50mph winds and freezing that day!
TX_Mercenary
Well-Known Member
- Messages
- 129
- Reaction score
- 89
- Points
- 57
- Location
- DFW, TX
- Boat Make
- Yamaha
- Year
- 2022
- Boat Model
- 255XE
- Boat Length
- 25
crains
Jet Boat Addict
- Messages
- 54
- Reaction score
- 51
- Points
- 87
- Boat Make
- Yamaha
- Year
- 2022
- Boat Model
- 255XE
- Boat Length
- 25
I got both and the shipping cover when I picked her up.
255XE
Member
- Messages
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- Boat Make
- Yamaha
- Year
- 2021
- Boat Model
- 255XE
- Boat Length
- 25
I was in same position last year. I paid full sticker at 94500.00 . I was lucky to even find boat during Covid. Never been so happy to pay high fuel price when I fill up. I love my 255 xe
