R00st
Jet Boat Lover
- Messages
- 38
- Reaction score
- 13
- Points
- 72
- Boat Make
- Yamaha
- Year
- 2013
- Boat Model
- SX
- Boat Length
- 24
We have negotiated a deal of 54k out the door on a 2016 ar240. We have 8% tax, plus license in there as well, so pre tax price of ~49k which seems fair.
My wife is ready to pull he trigger but I am hesitant, wanting to see what 2017 holds. I would definitely consider a redesigned 212x (or whatever 21-22 footer replaces it, if speculation holds true) due to the updated technology and faster boat being that the power is pushing less weight. The downside to waiting is potentially losing the ar240 incentives. If the boat industry is anything like the auto/bike/quad industry, Im Assuming the incentives will get better for August 1 (after current incentives expire and just before the dealer show) but that is obviously an unknoen, as is the supply of ar240's.
Does anyone recall what the incentives were this time last year, and what they switched to post dealer show? The 2.99% on the 24 footers is great, but I don't want to regret not pulling the trigger.
Also, where does everyone shop for boat loans if I decide whatever the new 212x boat is what we want, and I! Assuming yammy won't offer incentives? I asked at my bank today and was told 7-10% regardless of new or used, only up to 10 years. That's ridiculous but falls in line with their historically high rates, which is why my mortgages are elsewhere. Should i try the local credit unions? What rates are the norm for an 800 credit score over 15 years?
Thanks everybody. I hope to be joining you soon, and selling my current boat, aptly named "mistake" once she is repaired. [First boat ever purchased was a 2002 seadoo utopia 4 months ago. Ran great at testing, and once at home and died in the water the 2nd time we took her out...not fun with a 4 year old and angry wife on board!]
My wife is ready to pull he trigger but I am hesitant, wanting to see what 2017 holds. I would definitely consider a redesigned 212x (or whatever 21-22 footer replaces it, if speculation holds true) due to the updated technology and faster boat being that the power is pushing less weight. The downside to waiting is potentially losing the ar240 incentives. If the boat industry is anything like the auto/bike/quad industry, Im Assuming the incentives will get better for August 1 (after current incentives expire and just before the dealer show) but that is obviously an unknoen, as is the supply of ar240's.
Does anyone recall what the incentives were this time last year, and what they switched to post dealer show? The 2.99% on the 24 footers is great, but I don't want to regret not pulling the trigger.
Also, where does everyone shop for boat loans if I decide whatever the new 212x boat is what we want, and I! Assuming yammy won't offer incentives? I asked at my bank today and was told 7-10% regardless of new or used, only up to 10 years. That's ridiculous but falls in line with their historically high rates, which is why my mortgages are elsewhere. Should i try the local credit unions? What rates are the norm for an 800 credit score over 15 years?
Thanks everybody. I hope to be joining you soon, and selling my current boat, aptly named "mistake" once she is repaired. [First boat ever purchased was a 2002 seadoo utopia 4 months ago. Ran great at testing, and once at home and died in the water the 2nd time we took her out...not fun with a 4 year old and angry wife on board!]