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Reminder of the Thrust Vector and Lateral Thruster group buy through JetBoatPilot.....you only have Until AUGUST 31st. to get in on this group buy.
With a Maximum discount of 35% this is the sale to get in on!
So if you are looking to improve your steering-either forwards or in reverse.....this sale may be for you!
(You can click the X to the right to dismiss this notice)
To be honest I wouldn't doubt it if they used these promo offers to lure in unsuspecting buyers bit by the boat bug and hit them with big fat interest rates. Before they know what's happened their upside down in the boat big time the second they pull off the lot. I had a friend that worked for a Mercedes dealership that told me horror stories about how they would get buyers lured in that had the 'new car bug eyes' look on their face. I was stupid like that once when I was a teenager buying my first 'new car'. I'm sure lots of us were when we didn't know better. Live and learn though and understand the world of financing is all about making money on their end and very little, if anything, about who you are as a person. Afterall it's a business.I'm not sure about the qualifications, but I had the same experience as @haknslash. They offered me the same ridiculous rate and some goofy small $ down payment. I decided to buy a used boat and went through BB&T (don't think they have those in your area) for about 4%. The guy at the bank said I f I went with a new boat, they could have gone lower. I was already too pissed about the offer from Yamaha to buy a new boat.
My dealer did the opposite and came back with a better deal. He was equally baffled by Yanaha.I have to imagine that boat dealerships operate in the same way as car dealerships with regards to financing. That is to say that it is in their interest to sell you higher rate financing than what the lender will actually provide. I'm not sure that's what is going on in these cases, but I wouldn't be surprised if that's at least part of the equation.
Yep. It's kinda hard to know what your score really is. I had pulled some reports before buying a car one time, and went to creditkarma, etc. It was in the 770 range. The dealer showed my their report and my score of 813. I'm sure it goes the other way sometimes too.Another point worth noting, they use your transunion score, not the other 2. Which kinda baffled me, and at the same time hooked me at 7.99 on my ski. I'll be paying it off shortly anyway so I didn't really care. I also had 5K to put down, and they didn't even seem to care, and didn't ask for anything.