tonyvt
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I have a 2016 192 with the articulating rudder and it does fine for low speed. It recovers fairly well stock IMO.
195 takes premium only where as you can run 87 in the 192. Where I live that's a 30 cents per gallon increase at the pump which would add up. For me the biggest thing I wished I had from the 195 is the 160mm pump as I think that adds a bigger advantage than the larger supercharger wheel. With the 192 you will likely want to upgrade and get the SVHO intercooler or aftermarket intercooler to deal with the heat soak at some point. Most of us paid around $150-200 for the SVHO intercooler so it's not that expensive of a fix for the heat soak.
I know you're looking at SX but a tower does help in all sorts of ways. Resale, water sports, speaker and light mounting options, looks, serves as a nice towel hanging rack lol, etc. I prefer the towers than the larger Bimini with straps.
Yeah, I originally was considering an AR190, but I don't think it will fit in my garage with the tower down (door is exactly 7' high), so then I started thinking I'd go with the SX and step up to the 195. I love the look of the newer towers, I just don't think it will fit in the garage.