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Yamaha finance offers August 2020

cjaysanchez

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Yamaha
Year
2020
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AR
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19
Any idea when will the new promotions/finance offers will be available? My 2021 195s is supposed to arrive to our dealership end of next week.
 

2kwik4u

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Georgetown, IN
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Yamaha
Year
2017
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AR
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19
I don't care what kind of offer they give you. Yamaha Financial is a giant pain the arse to deal with. You literally couldn't pay me enough to finance with them ever again....EVER
 

tdonoughue

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Location
The Woodlands, TX 77381
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Yamaha
Year
2012
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AR
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24

ShesCrafty

Jet Boat Addict
Messages
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Location
Webster Groves, Missouri
Boat Make
Yamaha
Year
2020
Boat Model
242 Limited S E-Series
Boat Length
24
I agree with the ‘stay away from Yamaha Finance’ sentiment. There has to be some very serious, fundamental issue going on there... and no one gives a damn about rooting it out, much less resolving it.
 

2kwik4u

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They are doing the no payment for 90days again, and they have 2.99 apr for 60 months available for qualified buyers.
Qualified buyers is a bunch of crap as well. Better have 820+ credit, and 40% down.

I had 790 credit when I bought, and was told I was only eligible for "second tier" financing. I ended up taking it anyway at 6% for 120mo. With ZERO specials that were advertised.

Well qualified in this case really means "you could probably pay cash if you wanted to but you'll make more money in the stock market with it". If you're making that kind of decision, you probably don't need the special financing anyway. It's sneaking up on bait and switch IMO.
 

ripler

Jetboaters Lieutenant
Messages
430
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Location
Just south of Pittsburgh
Boat Make
Yamaha
Year
2010
Boat Model
SX
Boat Length
21
I financed through Yamaha when I bought my boat without an issue, i got 2.99% for up to 20 years if I wanted. In fact I bought my boat late July and the interest rate was 4.99% and on the first of August they introduced the 2.99%, i asked if they could give me the 2.99% and they did without an issue.
 

tdonoughue

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Year
2012
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@ripler , in 2010 that was a different company doing the financing than it is now. That is the issue.
 

Boatinmama14

Member
Messages
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Location
Jacksonville, FL
Boat Make
Other
Year
2008
Boat Model
Other
Boat Length
19
Qualified buyers is a bunch of crap as well. Better have 820+ credit, and 40% down.

I had 790 credit when I bought, and was told I was only eligible for "second tier" financing. I ended up taking it anyway at 6% for 120mo. With ZERO specials that were advertised.

Well qualified in this case really means "you could probably pay cash if you wanted to but you'll make more money in the stock market with it". If you're making that kind of decision, you probably don't need the special financing anyway. It's sneaking up on bait and switch IMO.
There's a couple different reasons that can happen. If your credit is there and for some reason the bank didn't give you tier A1(780 and up currently) the bank could have called to try and get you a bump to the next tier, if they have a good relationship with the bank. Money down doesn't typically matter unless the bank is requesting it because of debt to income. Of course it puts you in a better equity position but that's a whole nother topic.
 
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