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Yamaha finance offers August 2020

cjaysanchez

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2021
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AR
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Any idea when will the new promotions/finance offers will be available? My 2021 195s is supposed to arrive to our dealership end of next week.
 

2kwik4u

Jetboaters Fleet Admiral
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I don't care what kind of offer they give you. Yamaha Financial is a giant pain the arse to deal with. You literally couldn't pay me enough to finance with them ever again....EVER
 

tdonoughue

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ShesCrafty

Jet Boat Junkie
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2020
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I agree with the ‘stay away from Yamaha Finance’ sentiment. There has to be some very serious, fundamental issue going on there... and no one gives a damn about rooting it out, much less resolving it.
 

Boatinmama14

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Any idea when will the new promotions/finance offers will be available? My 2021 195s is supposed to arrive to our dealership end of next week.
They are doing the no payment for 90days again, and they have 2.99 apr for 60 months available for qualified buyers.
 

2kwik4u

Jetboaters Fleet Admiral
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They are doing the no payment for 90days again, and they have 2.99 apr for 60 months available for qualified buyers.
Qualified buyers is a bunch of crap as well. Better have 820+ credit, and 40% down.

I had 790 credit when I bought, and was told I was only eligible for "second tier" financing. I ended up taking it anyway at 6% for 120mo. With ZERO specials that were advertised.

Well qualified in this case really means "you could probably pay cash if you wanted to but you'll make more money in the stock market with it". If you're making that kind of decision, you probably don't need the special financing anyway. It's sneaking up on bait and switch IMO.
 

ripler

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I financed through Yamaha when I bought my boat without an issue, i got 2.99% for up to 20 years if I wanted. In fact I bought my boat late July and the interest rate was 4.99% and on the first of August they introduced the 2.99%, i asked if they could give me the 2.99% and they did without an issue.
 

tdonoughue

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@ripler , in 2010 that was a different company doing the financing than it is now. That is the issue.
 

Boatinmama14

Active Member
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Qualified buyers is a bunch of crap as well. Better have 820+ credit, and 40% down.

I had 790 credit when I bought, and was told I was only eligible for "second tier" financing. I ended up taking it anyway at 6% for 120mo. With ZERO specials that were advertised.

Well qualified in this case really means "you could probably pay cash if you wanted to but you'll make more money in the stock market with it". If you're making that kind of decision, you probably don't need the special financing anyway. It's sneaking up on bait and switch IMO.
There's a couple different reasons that can happen. If your credit is there and for some reason the bank didn't give you tier A1(780 and up currently) the bank could have called to try and get you a bump to the next tier, if they have a good relationship with the bank. Money down doesn't typically matter unless the bank is requesting it because of debt to income. Of course it puts you in a better equity position but that's a whole nother topic.
 

malmana

Jet Boat Lover
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Location
Richmond Va
Boat Make
Yamaha
Year
2021
Boat Model
195S
Boat Length
19
Any idea when will the new promotions/finance offers will be available? My 2021 195s is supposed to arrive to our dealership end of next week.
Greetings: I was looking over the comments regarding finance. Hoping you have received your 195s by now. I plan to put down a deposit next week. Would you mind sharing your deal$$ Were you charged for freight and prep fee's. I've read various comments regarding how each dealer treats their customers. Also once you put your deposit down how long before you received the boat. I'm in Virginia. Big thanks for any input and congrats!
 
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