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Agreed. I'm getting quotes now and they are generally around $350-$550/year. My auto/home/PWC insurer (Erie) will no longer add boats to homeowner's policies despite having my SeaDoo on there currently so they require a separate policy. It's a shame too because it was $250 until she found that out, then it jumped to $550.You really can't have this discussion without comparing apples to apples which is sometimes hard to do with insurance.
same here....I pay about 600 a year with progressive through USAA....maybe I need to shop around.USAA is not writing boats in Florida anymore. When I switched boats they put me with Progressive through USAA
Same, but I have AAA...But boat insurance is with progressive. Which is weird cuz that is a high risk company.Older boat, but I pay less than $350 for full coverage with Allstate. My home and cars are with Allstate as well so there are some discounts.
I thought progressive used to be just for high risk people that couldn't get covered anywhere else but now is just like anywhere else?Same, but I have AAA...But boat insurance is with progressive. Which is weird cuz that is a high risk company.
Progressive like most insurance companies write both preferred and "high risk" policies. But they all have different underwriting guidelines on how much risk they are willing to take. Geico for example has three companies under the Geico "Umbrella" they write under. 1)Geico which is preferred business 2) Geico Indemnity 3) Geico Casuality. However someone could have a perfect driving record but due to credit score they might not qualify for preferred rates and might have to pay a little higher premium. Not all states allow insurance companies to take credit score in consideration but most do. Typically though credit score is only used for auto and home insurance premiums.Same, but I have AAA...But boat insurance is with progressive. Which is weird cuz that is a high risk company.