Marine insurance, who has what?

[OnTheWater]

For my new Moomba I shopped BoatUS (I was using them for the Yamaha), SkiSafe, StateFarm and BIA (Boater's Insurance Agency). I'm probably going to go with BIA since they had the best premium for my area ($548). $500k liability, unlimited towing reimbursement, 5 year total loss replacement, disappearing deductible, $75k value on the boat, $5k for trailer, $10k personal items, $940k pollution (fuel/oil spill), $10k medical, $500k uninsured boater's. I did a layup from November to March and saved $40 on the premium. SkiSafe was anywhere from $600-850! Insurance premiums vary wildly from across the country.

BTW nice boat @OnTheWater ! I notice you're driving an F150. I would hope you upgrade the receiver hitch on that thing. I'm going to have to do it to my F150 for the new boat as its over the rated limit. If you have factory tow package like me I can show you how you don't have to spend $600 for a dual receiver hitch.

Thanks for the heads up and offer! That’s actually the previous owners truck. I’m waiting on the boat to arrive from KC.... I have a Z71 with upgraded tow and suspension and since I won’t use it much(dry stack), I should be good.