Ok, some will think I am cold hearted and have no compassion. First I truly feel for this couple, but they are young. In 1972, when I was 22, I was a 2LT in the Army making NOTHING. I can remember having to get return refunds on quart glass coke bottles to get enough money so my wife and I could have a night out and go to McDonalds for dinner! Yes, it was a PITA having to work many long hours, few days off, away from home alot, and barely making ends meet. But I did that for 47 years, and now can do whatever I want and buy most anything I want. At 26 years old, a lot of millennials have no concept of truly having to WORK to be able to live "the dream"! They expect it given to them. If all the money you have in the world is just enough to by a very old, probably not updated/upgraded, and questionable quality boat, with NO insurance, then you have no business going that route. And you certainly have no right to expect others to bail you out of your problems that you were totally ill prepared for! Hopefully, because they are young, they have time to get their heads on straight, work their asses off for the next 40 years, and THEN go live their dream, which by then they will deserve! I hope only for the best for them, and that this will be a life changing lesson learned!