LukePrinsloo
Jet Boat Junkie
- Messages
- 229
- Reaction score
- 175
- Points
- 137
- Location
- Fort Mill, SC
- Boat Make
- Yamaha
- Year
- 2015
- Boat Model
- AR
- Boat Length
- 24
TLDR: Do not use Trident Marine for your boat loan.
I have to vent on my boat purchase.
Prior to my sea trial, I called my bank, (Trident Marine) and ensured I had a list of all that they needed.
Friday:
9 am Sea trial goes well seller and I agree to a price. I email the bank their paperwork.
11 am Wife and I go to Clemson Downtown to have a drink and celebrate. And to realize that damn we are old as half of the town we remember is gone and it's been overrun by hipsters. We decide on a bar that used to be the damn book store. Waitress does not get me when I tell her "I hope this does not cost me what it did last time I was here, $500". She also gives me the evil eye for ordering a double bourbon and diet coke at 11 am.
11:20 am. I get a message from the bank "Oh i need a picture of the registration". Fine that was not on your list I'll get it for you. I call up the owner explain that the bank needs a picture of his registration. He has just finished covering and putting the boat away. Uncovers it and gets the picture for me. I send it on.
Monday
9 am I get a new email from the bank telling me he needs a picture of the HIN. Ok why did you not know this last thursday or friday? I email the owner, who goes out to take the picture (uncover/recover boat).
11 am Bank: "oh I also need a picture of the engine serial numbers". At this point the owner is beyond ticked at me. He does it as he wants to sell.
Tuesday: a random person from a third party calls the owner to tell him he needs to sign the title over to her so we can complete the sale. He calls me to confirm. I spend two hours trying to get my Trident Broker to find out if this is real, he had mentioned a Pam doing some paperwork but the owner randomly signing the title over to someone is super fishy. "Oh yeah she's the one." Really? REALLY? You could not mention that part of this?
Also on Tuesday I am supposed to get paperwork. I told them to send it to my house and requested a tracking number. *crickets*. I reiterate my request for a tracking number Tuesday afternoon to get a response of "oh it's been at your house since 10 am"... I leave work early, rush home, rush to UPS to get it notarized, scramble to find a fedex overnight drop off to send it back so that the seller and I can deal on Wedensday. (he's out of town for a while for business after 10 thursday.)
Fast forward to yesterday, I'm super excited. Today's the day. I get a text from the seller "bank is waiting on you to call them?" Oh they are? Since when, no one told me from the damn bank. I call them up. "oh i just need you to tell me you still want to go through with this?, then I can wire the money." Um. Wire? We (seller and I) had requested a Cashier Check. "We do not do that honey" super condescending voice.
11 am.
12 pm
1 pm I rush out to my bank to get my down payment in a cashier check for the seller.
1:15 pm seller: Still no wire transfer notification from my bank. (he's a small business owner and gets them all the time, this is unusually long.) He's called Trident who send him a confirmation of the sending with a FED tracking ID.
2 pm
3 pm
4 pm seller: "no deal today, I have to go to a meeting and my bank is telling me that they still have yet to see the Wire". I call up trident who does not even ask who I am, talks to me as if I am the seller, not the buyer. So I get personal banking info I should not get. Trident swears up and down that it's seller's banks problem... That the money has been sent.
Thursday 4 am, laying awake in bed fuming over this debacle.
I've rewritten this a few times so that it's 6 am. I am beyond mad. My wife is ready to kill me. I'm wishing I'd just gone to a dealer and bought a new boat... No way would it have been this bad. And at this point It would have been worth the extra money not to deal with this shit.
I have to vent on my boat purchase.
Prior to my sea trial, I called my bank, (Trident Marine) and ensured I had a list of all that they needed.
Friday:
9 am Sea trial goes well seller and I agree to a price. I email the bank their paperwork.
11 am Wife and I go to Clemson Downtown to have a drink and celebrate. And to realize that damn we are old as half of the town we remember is gone and it's been overrun by hipsters. We decide on a bar that used to be the damn book store. Waitress does not get me when I tell her "I hope this does not cost me what it did last time I was here, $500". She also gives me the evil eye for ordering a double bourbon and diet coke at 11 am.
11:20 am. I get a message from the bank "Oh i need a picture of the registration". Fine that was not on your list I'll get it for you. I call up the owner explain that the bank needs a picture of his registration. He has just finished covering and putting the boat away. Uncovers it and gets the picture for me. I send it on.
Monday
9 am I get a new email from the bank telling me he needs a picture of the HIN. Ok why did you not know this last thursday or friday? I email the owner, who goes out to take the picture (uncover/recover boat).
11 am Bank: "oh I also need a picture of the engine serial numbers". At this point the owner is beyond ticked at me. He does it as he wants to sell.
Tuesday: a random person from a third party calls the owner to tell him he needs to sign the title over to her so we can complete the sale. He calls me to confirm. I spend two hours trying to get my Trident Broker to find out if this is real, he had mentioned a Pam doing some paperwork but the owner randomly signing the title over to someone is super fishy. "Oh yeah she's the one." Really? REALLY? You could not mention that part of this?
Also on Tuesday I am supposed to get paperwork. I told them to send it to my house and requested a tracking number. *crickets*. I reiterate my request for a tracking number Tuesday afternoon to get a response of "oh it's been at your house since 10 am"... I leave work early, rush home, rush to UPS to get it notarized, scramble to find a fedex overnight drop off to send it back so that the seller and I can deal on Wedensday. (he's out of town for a while for business after 10 thursday.)
Fast forward to yesterday, I'm super excited. Today's the day. I get a text from the seller "bank is waiting on you to call them?" Oh they are? Since when, no one told me from the damn bank. I call them up. "oh i just need you to tell me you still want to go through with this?, then I can wire the money." Um. Wire? We (seller and I) had requested a Cashier Check. "We do not do that honey" super condescending voice.
11 am.
12 pm
1 pm I rush out to my bank to get my down payment in a cashier check for the seller.
1:15 pm seller: Still no wire transfer notification from my bank. (he's a small business owner and gets them all the time, this is unusually long.) He's called Trident who send him a confirmation of the sending with a FED tracking ID.
2 pm
3 pm
4 pm seller: "no deal today, I have to go to a meeting and my bank is telling me that they still have yet to see the Wire". I call up trident who does not even ask who I am, talks to me as if I am the seller, not the buyer. So I get personal banking info I should not get. Trident swears up and down that it's seller's banks problem... That the money has been sent.
Thursday 4 am, laying awake in bed fuming over this debacle.
I've rewritten this a few times so that it's 6 am. I am beyond mad. My wife is ready to kill me. I'm wishing I'd just gone to a dealer and bought a new boat... No way would it have been this bad. And at this point It would have been worth the extra money not to deal with this shit.
